Honest calculators that show what inflation, fees, debt, and money-transfer services quietly take from you — with all the math on screen. Nothing is hidden, and nothing about you is stored.
Is your money shrinking?
Money in a low-interest account can quietly lose buying power while the number on the screen goes up. See what your savings will actually be worth.
What is a fee really costing you?
A "small" yearly fee doesn't just cost you the fee — it costs you everything that money would have earned, every year, compounded. Watch what a 1% fee really eats.
The real cost of sending money abroad
Many services say "no fee" — then quietly give you a worse exchange rate. That hidden markup is where they make their money. See the true cost of your transfer.
For reference: the global average cost to send $200 is about 6.4% (~$13). The UN's target is 3%. Anything above that is the "poverty tax" migrants pay to send money home.
The minimum-payment trap
Paying only the "minimum" each month is how a small balance turns into decades of payments — because most of your money goes to interest, not the debt. See how deep the hole really is.
Is your raise real?
A raise that doesn't beat inflation is a pay cut in disguise. See what your new pay is really worth once you account for rising prices.
Zakat
Zakat is 2.5% of the eligible wealth you've held for one lunar year, above the nisab threshold. Add up your zakatable wealth and see what's due — plainly, with the math shown.
Nisab (the minimum before zakat is due) is roughly the value of 85g of gold or 595g of silver — check the current value for your date. This is a simple estimate; for anything complex (business assets, mixed holdings, exact timing) consult a knowledgeable scholar.
Why this exists
Money has one essential job: to keep your value safe and let you move it. Somewhere along the way, the systems we trust with that job started quietly taking a cut — through inflation you don't see, fees that compound in the dark, and exchange-rate markups dressed up as "free."
These tools do one thing: make the invisible visible. Every number shows its work. We don't hold your money, we don't take your data, and we're not selling you anything. That's the whole point.